Sunday, July 29, 2012

What Happens If Retailers Pass The Swipe Fee On To Consumers?



 Every time you use your credit card, the store pays up to 3 percent of your total purchase to the credit card company. It’s called a “swipe fee” and now some fed-up retailers are getting ready to pass this cost on to you, in the form of a surcharge.

CBS New York has an interesting story about retailers passing the "swipe fee" onto consumers.

That’s right, major retailers — from supermarkets to drug stores — may soon be charging you more if you choose to pay for an item with a credit card, instead of paying with cash.

With new mobile payment companies on the scene (Square) and WiFi being used to get around having to use the wireless carrier, this space looks very open for disruption.


By creating a mobile payment application that is verified BY credit cards could cut off the 3% fee completely.

3% on tens of billions in revenue offers a great opportunity for a start up.







The tool that turned $10,000 into $2,800,000 in 2 years. HowToFindBigStocks.com

Monday, July 02, 2012

Apple To Jump Start Another Disruptive Technology



The How To Find Big Stocks Newsletter just recommended a nanocap that represents a pure play for the NFC investing wave.

This tiny company, with an extensive NFC patent portfolio, is being called "the Next Qualcomm"


From NFC News.com 75% of mobile execs say NFC enabled iPhone will cause surge in uptake.

 Seventy-five percent of mobile industry executives think the launch of a rumored NFC-enabled iPhone will cause a surge in NFC adoption, according to new research from M for Mobile.

 M for Mobile’s “Mobile Payments Report 2012-2013” contends that 2012 will prove to be the tipping point year for NFC mobile payments entering into the mainstream.

According to the report, there are already several “pockets” of NFC activity worldwide, including “youthful, web savvy” nations like Poland and Turkey.

Here's the irony. The Samsung Galaxy S III, which is NFC enabled is being called the "iPhone killer".

Find out what company is being called "the Next Qualcomm."

 The tool that turned $10,000 into $2,800,000 in 2 years. HowToFindBigStocks.com