Could These Be The New Point Of Sale Terminals?

(as noted by Patentedly Apple)


One of the obstacles with the adoption of NFC is getting retailers to either swap out their old POS, or pay for a retrofit that enables NFC (near field communications).

 In Europe last year I noticed more retailer were using iPads for their "video" in the windows.

 By equipping an iPad with a NFC reader, could this speed up the adoption?

 AT&T is taking a cue from the Apple stores and utilizing iPads and their new POS (point of sale terminal).

 From 9to5 Mac AT&T stores moving to iPad Point of Sales

in the next two years, according to sources, AT&T plans to completely rid its stores of computers and counters, moving completely over to the iPad with a feature-complete version of OPUS. Read on for all of the details:
 

Unlike the iOS variant for the smaller iPhone display, this iPad-based system will replicate all functionality from the older, desktop-computer OPUS system. These new iPads will function as a point-of-sale system, an upgrade check system, a system to research customer accounts, and will be capable of doing everything the computers are capable of doing.

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Could Google Wallet's New Feature Jumpstart NFC?

Could the new feature added to Google's Wallet ease security concerns and jump start NFC?

The big concern with NFC phones is that they can be hacked and the secured info on it, will be easily stolen.

Did Google find a way to get around the security concerns of NFC phones?

 From NFCWorld Google Wallet 2.0 the easy way to pay?

Unlike version 1.0, which needed card issuers to become directly involved in provisioning their payments cards onto the wallet, Google Wallet 2.0 allows a single prepaid MasterCard to be stored on the secure element.

 When a user conducts a mobile payment, this prepaid card draws on a credit or debit card which the user has previously linked to the card account to fund the purchase

Here's how they do it:

To support all credit and debit cards, we changed our technical approach to storing payment cards. The Google Wallet app now stores your payment cards on highly secure Google servers, instead of in the secure storage area on your phone.

 For these transactions, the merchant will not receive your credit or debit card credentials. Rather, Google Wallet will presents the virtual MasterCard card to the merchant.
 
It also could make for much quicker adoption:

This new approach speeds up the integration process for banks so they can add their cards to the Wallet app in just a few week.

 Who are the winners and losers with this?

It does appear that the company we recently highlighted as our "NFC Play" is smack dab in the middle of this major investing wave.

Their extensive IP NFC portfolio could make them the "Next Qualcomm".

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Apple To Jump Start Another Disruptive Technology

The How To Find Big Stocks Newsletter just recommended a nanocap that represents a pure play for the NFC investing wave.

This tiny company, with an extensive NFC patent portfolio, is being called "the Next Qualcomm"


From NFC News.com 75% of mobile execs say NFC enabled iPhone will cause surge in uptake.

 Seventy-five percent of mobile industry executives think the launch of a rumored NFC-enabled iPhone will cause a surge in NFC adoption, according to new research from M for Mobile.

 M for Mobile’s “Mobile Payments Report 2012-2013” contends that 2012 will prove to be the tipping point year for NFC mobile payments entering into the mainstream.

According to the report, there are already several “pockets” of NFC activity worldwide, including “youthful, web savvy” nations like Poland and Turkey.

Here's the irony. The Samsung Galaxy S III, which is NFC enabled is being called the "iPhone killer".

Find out what company is being called "the Next Qualcomm."

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Will TecTiles Jump Start NFC?

While we wait for point of sale terminals (POS) to be retrofitted to enable near field communications (NFC), could this great idea from Samsung trigger mass adoption of NFC?

Analysts have said the first area for NFC adoption will be ticketing, but I can see numerous uses for NFC with this.
 
 QR codes are so 2010, the new thing could be NFC equipped Tec Tiles? 
(From TechCrunch)

there’s plenty you can do with NFC outside of tap-to-pay, which is why Samsung is introducing TecTiles.

 More info on TecTiles
 
For 14.99 for a pack of five, you can slap these NFC stickers on the steering wheel, by the front door, on the corner of your desk or anywhere you see fit. They’ll allow you to swipe your phone across them and it will automatically adjust itself to predetermined settings or actions that you’ve already programmed in.

So, imagine tapping your phone against a TecTile on your night stand and seeing your phone automatically set an alarm and dim the display to prep you for sleep time.

You can program the TecTiles through a simple, free application on the Google Play store called Samsung TecTiles, and perform the following actions with a tap of your phone:

• Change phone settings, including Bluetooth, WiFi, ringer volume, brightness, etc.
• Launch an app
• Join a WiFi network
• Show a message
• Make a call or start a Google Talk conversation
• Send a predetermined text message, like “I’m on my way” on a steering wheel TecTile
• Share a contact or business card
• Open up to a certain address on a map
• Open a web page
• Check in on foursquare or Facebook
• Automatically “Like” something on Facebook
• Update your Facebook status
• Post a tweet or automatically follow on Twitter
• Connect with someone on LinkedIn

 Want to know what we think is the "purest play" for NFC?
 Subscribe today.



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The Purest Way To Play Mobile Commerce And NFC

 Do NOT miss this enormous investing wave.

This is the same type of story as Qualcomm.
 (a company with very disruptive technology opted to sell their hardware business and generated millions in revenue by just licensing the technology)

Gartner estimates the market to be $170B and many are calling it the next "gold rush" for ecommerce.The technology is called near field communications, or NFC.

A chip inside your phone will contain sensitive information (credit card, passport, airplane ticket etc) and when the phone is swiped near a point of sale terminal, the data will be transferred enabling a purchase, boarding or entry.

Say goodbye to your wallet. (the stock that has the patents for it here)



As everyone waits to see if Apple decides to include NFC  in their upcoming iPhone, the market is already adopting the technology.

While it may seem like Apple's iPhone is the dominant smartphone, it only represents 7% penetration.

There is NO DOUBT that NFC is where the market is headed. The ability to swipe your phone to make a payment, unlock a door and even cross the border is going to disrupt several industries.

From the June Issue of How To Find Big Stocks:
 (Big Stocks Newsletter)

Just like the advent of the credit and debit cards phasing out the need for cash, NFC technology is definitely capable of eliminating the wallet altogether. When doing a search for NFC and “mobile wallet”, you will see lots of stories from several years ago. Many have said this technology will never get adopted. If Google and Apple can indeed implement this technology in their infrastructure, it will completely disrupt the payments industry. All of these components represent a wave we call “virtual checkout”. The days of waiting in line for a cashier to ring up your goods are coming to an end.

This is the transformation:

The first way and easiest method of adoption will be converting a cellphone into your very own personal wallet. After the cashier scans all of your items, you simply tap your cellphone near the reader (instead of swiping your credit card).

Eventually, you walk into The Gap and scan a pair of jeans with your NFC enabled phone. The confirmation comes back to your mobile screen verifying payment. The store records the item as being paid, turns off the security sensor also embedded on that tag, and out the door you go.  See the potential disruption for the payments industry?

Your cellphone will soon act like a scanner and use the information on it to replace your wallet.

The key thing we look for in a big investing wave, (and we think $170B is a big one), is the company with the competitive advantage in it. They must have some kind of monopoly that allows them to be the dominant player in the space.

A Big Stock for Mobile Commerce

This company has a patent (along with approximately 100 other for NFC) that dates back to 1999 that has both the mobile phone manufacturers and wireless providers concerned. In a nutshell, in order for a mobile computing device and a wireless provider to implement NFC , you're going to have to pay them a licensing fee.

Their patent portfolio is starting to pay big dividends.

One major handset manufacturer just licensed this IP and we expect the others to follow suit. This company also just announced a lawsuit against one of the largest carriers.

Two individuals just filed 13-Ds. Management owns less than 10% of the stock. If there was ever a company poised for a buyout, this is it.

1. trading at less than sales
2. over 50% of their market cap is in cash

(more from the June Issue)

It is our opinion that handset manufacturers and wireless providers will need to license one or more of their patents. We haven’t seen this type of “monopoly” on a transformation for the mobile phone since Qualcomm!


A massive amount of wealth was generated by owning Qualcomm before the mobile phone boom.

There is another huge boom coming when the mobile phone replaces your wallet.

Subscribe to How To Find Big Stocks today and start turning waves into wealth. ($14.99/month or $150 for annual subscription)




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Watch This Trend

Convenience comes with a price. I see a major trend (privacy) coming. The days of "I am off the grid" are getting close.

There will be a service or technology that enables people to surf, communicate without being tracked. I see people PAYING to do these activities knowing they won't be tracked.

People will pay to use email, communicate with friends on a social network and surf knowing their information and Internet activity isn't being recorded.

Interesting story on what tech trends lawyers need to keep an eye on.

I found 2 of particular interest:

Mobile payments and behavioral advertising.

When you start swiping your cell phone to pay for items your sensitive information is being sent over a wireless connection.

Google's recent no opt-out policy eliminates the anonymous Internet. Every click you make will be filled with an ad based on ALL of your information used/stored with Google.

 for Android users, there’s never really an option to be logged out, so everything you do, Google can now track, from searches to direction requests to videos watched

As soon as IPv6 is implemented, every device will have its own IP address, so the days of an anonymous Internet are really over.



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Nokia And Mobile Carriers Team Up For Mobile Wallet

From TechShout Nokia and Mobile Carriers Provide Mobile Wallet


Nokia and several mobile telecom carriers have all teamed-up for a global initiative that will transform mobile phones into wallets, a wireless telecoms interest group announced on Wednesday.

Through this novel plan, consumers will be able to use a phone as a wallet or as an access card simply by waving it over a wireless reader - and in some cases punching a PIN number into the phone - similar to how travelers in Tokyo and London access public transport.

Nokia, along with two other leading cell phone makers Samsung Electronics and LG Electronics, will set in a wireless chip into its phones.

In a statement, Mifare and Felica said, “By combining this secure chip with an NFC chip, a universal contactless IC (integrated circuit) platform can be created for mobile phones.”